Transportation Insurance
From long-haul semis to last-mile cargo vans, dump trucks and the occasional bus, we build coverage around how you run your business.
A tractor, commonly known as a semi truck, is the powered unit that pulls a trailer and carries no cargo on its own — essential for interstate and regional transportation.
A single-unit commercial vehicle with an enclosed cargo area attached to the chassis — used for local deliveries, moving services and business logistics.
Hauling smaller, time-sensitive loads using a pickup truck and trailer combination — popular for expedited, regional deliveries.
Light-duty commercial vehicles designed to transport goods within an enclosed space — flexible, fuel-efficient, easy in urban areas.
Heavy-duty trucks built with a hydraulic bed to haul and dump loose materials like dirt, gravel, sand, and demolition debris.
Covers flatbed, wheel-lift, and heavy-duty recovery trucks used for towing and roadside recovery — from everyday passenger vehicle tows to major commercial recoveries.
Passenger transportation coverage available through our carrier partners for the occasional bus risk — not our primary focus, but available when needed.
Black car, executive sedan, and limousine coverage for pre-arranged, for-hire passenger transportation — corporate car service and special-event livery, not rideshare or taxi work.
Comprehensive protection built for the way you run your business.
Covers bodily injury and property damage caused to others as a result of a vehicle accident. Required by law for commercial vehicles — does not pay for damage to the insured vehicle.
Protects the goods being transported in the event of damage, theft, or loss — including on-hook coverage for vehicles being towed.
Covers repair or replacement of the insured vehicle if damaged in an accident, fire, theft, or vandalism — typically collision and comprehensive.
Covers bodily injury and property damage that occur off the road, such as at a job site or loading dock — does not apply to vehicle accidents.
Covers damage to a trailer owned by another party but in your care, custody, or control — common when hauling non-owned trailers under interchange agreements.
Covers liability for vehicles you rent, lease short-term, or don't own but use for business — like a rental truck picked up during a breakdown or an employee's personal vehicle used on the job.
Covers owner-operators leased to a carrier when the truck is being used for personal reasons and is off-dispatch — steps in when the carrier's policy doesn't apply.
Covers medical expenses and lost wages for employees injured on the job — requirements vary by state and employment structure.
Usually relevant for tow truck operators or businesses storing customer vehicles on-site — covers damage while parked, stored, or waiting at your lot from fire, theft, vandalism, or collision.
